Ask Neemer...he's scared of a little Honking...


- LordHumungous

It's the government/birds im afraid of! Can't trust em, they are watching you watch porn!

My advice…

A good career that pays good money & don’t blow it frivolously.
Then extraneous things might matter. Trades for example can pay in the range of $100-200k annum. Less or more depends on choice of trade & sacrifices.

Kitimat LNG alone is $180k/yr. For that it’s 14 days straight of 10hr shifts 1 week off. No expenses while at work with flight in & out paid for.
Work 244 days have 121 days off.

Seaspan shipyard in North Vancouver. There is 20+ years of work on their books.
40hr week or more with optional OT.
$110k/yr min no overtime no LOA
$190k doing 8/12/8/12/8/8 no LOA
$110k/yr plus $48k tax free if LOA
$190k/yr plus $58k tax free if LOA

The opportunities are there.

Laugh all you like idgaf lol

$134k 135 days worked 2023
$110k 77 days worked for 2024
Contemplating October-November @Seaspan for another $36k & $11k tax feee LOA. 121 total days worked for 2024. Golf can wait lol

Want & can retire but too much money on the table to say no to.
Old guys in my trade same boat. Greed is a powerful enticement.

It sets up TFSA’s maxed out for both of us & try keeping maxed out.

Deferring OAS til 67yrs 4mths is a 16.8% increase enhancement for 28mths.
OAS is .6%/mth 7.2%/yr to a max 36% for 5yrs til 70yrs old.

Once starting OAS (non taxable income) can then qualify for GIS (free money) a year later til 71yrs old withdrawing only from TFSA’s (non taxable income) not RRSP’s (taxable income). Can get GIS indefinitely but we will cash in RRSP’s once or if TFSA’s dry up & either get no GIS or much less dependent on taxable income between us combined. Allows more time for RRSP’s further growth with the delay til 71 & mandatory conversion into eg a RRIF.

Deferring CPP til 70 to get max 42% more enhancement for 60mths.
CPP is .7%/mth or 8.4%/yr to max 5yrs 42% til 70.

GIS amount paid is based only on taxable income the previous year such as pensions wages & RRSP’s.

My only current taxable income is work & my union pension I now collect. Plan is to fully retire after 2026. GIS is free non taxable income. After once I’m 70 & start to collect CPP it is taxable income & decreases GIS. RRSP’s further decrease GIS but by then no point keeping it saved waiting til death.

I suggest everyone look into their own set of circumstances before taking CPP which is irreversible.

Try out these calculators that I use & see where you stand or juggle as it benefits you most.

https://srv111.services.gc.ca/generalinfo/index

https://totalcalc.info/en...oas-gis-allowance-calc.pl

Happy Victoria Day to one & all

Over & out keep your stick on the ice

When in the past have you EVER heard of a 27yr old uber-athlete being out because of blood clotting?

When in the past have you EVER heard of a 27yr old uber-athlete being out because of blood clotting?
- JLO961

https://www.cbc.ca/sports...ts-stamkos-bosh-1.3597826

https://www.cbc.ca/sports/blood-clots-stamkos-bosh-1.3597826
- golfingsince

Freddy Andersen this year as well.

Here’s another great CBC article from 2015 that talks about how much more common it’s getting: https://www.cbc.ca/amp/1.2976686

Maybe some people are just morons with no memory or research capabilities.


Blog gonna be up a bit later today.

Freddy Andersen this year as well.

Here’s a great CBC article from 2015 that talks about how much more common it’s getting: https://www.cbc.ca/amp/1.2976686
- NewYorkNuck

I discount anything 2020 and over because they'll lump it into the same issue. Even then, our articles are from CBC

It’s not funny when people get sick or die from mandated vaccines, stillborns and miscarriages aren’t funny either. Canada’s vax injury fund must have been increased for no reason.
- Strider

Some are too busy reading CBC and posting 'stuff' that seemingly supports their narratives without doing any actual research lol. Just easier to wake up to CBC everyday to get daily instructions. These vax injuries popping up all over are only the tip of the iceberg (Toews and Sutter as well) Their ego's are bruised so even if it's staring them right in the face they will find plausible deniability. Can't make it up dude.

When in the past have you EVER heard of a 27yr old uber-athlete being out because of blood clotting?
- JLO961

CBC says it's totally normal so that's ok. Bought and paid for 660 million bailout by JT supporters.

When in the past have you EVER heard of a 27yr old uber-athlete being out because of blood clotting?
- JLO961

https://healthtalk.unchea...te-blood-clot-connection/

Now you and the rest of the idiots can shut the fuck up.

I discount anything 2020 and over because they'll lump it into the same issue. Even then, our articles are from CBC
- golfingsince

I just posted a link that isn't from CBC, but you can bet that the moron, Lord Micro pens will ramble on like the (frank)ing idiot he is, as will the rest of the honk-honkers.

https://healthtalk.unchealthcare.org/the-athlete-blood-clot-connection/

Now you and the rest of the idiots can shut the fuck up.
- Reubenkincade

Thank you.

Game day. Excitement. Nerves. All the glory on the line. New blog is here: https://www.hockeybuzz.com/blog.php?post_id=125342

I think folks like you are hilarious. Badass name by the way…I can tell you are a serious dude. I will say though, and just in case you were wondering - I whisper it when I read it and draw out the ‘I’….striiider
- Big23Questions

Cancer and other diseases have skyrocketed and I’ve 3 family members so far that went down awefully fast from cancer.

When in the past have you EVER heard of a 27yr old uber-athlete being out because of blood clotting?
- JLO961

The timing of this should tell you something, don’t forget the powers at be use blackmail to get what they want.

Freddy Andersen this year as well.

Here’s another great CBC article from 2015 that talks about how much more common it’s getting: https://www.cbc.ca/amp/1.2976686

Maybe some people are just morons with no memory or research capabilities.


Blog gonna be up a bit later today.
- NewYorkNuck

CBC is our enemy wake up!

I discount anything 2020 and over because they'll lump it into the same issue. Even then, our articles are from CBC
- golfingsince

Yes centralized news & poor researching combined is a real issue these days. Says gullible & lazy people to me.

I just posted a link that isn't from CBC, but you can bet that the moron, Lord Micro pens will ramble on like the (frank)ing idiot he is, as will the rest of the honk-honkers.
- Reubenkincade

Prone to being one of the internet uneducated. Who needs doctors & specialized equipment nowadays anyways. Geez all of that is a scam. Lol

I just posted a link that isn't from CBC, but you can bet that the moron, Lord Micro pens will ramble on like the (frank)ing idiot he is, as will the rest of the honk-honkers.
- Reubenkincade

Right in front of your face. Indoctrinated denial is beautiful!!

CBC is our enemy wake up!
- Bettmanhatesus

Poor Rubes scared of Honking too...



Boston is out though so hopefully the little Emo-guy is ok.

Thank you.
- Marwood

Witty.